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PoppetM

Bike Vs Scooter

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Tex

 

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PoppetM

Its the insurance. The moment I go.over 500cc it jumps from £400 to £750.

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macamx

500F it is then.

 

Geoff.:angel:

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Andy m

Look chaps, don't pressure the Lady. There is an obvious Elefant in the room here, Poppet M has far better taste than to join the CB500 sub-group/ Schism on here 😁😁

 

The Suzuki V's are stonking motors and great fun but the bodywork and access to the back spark plugs means your dealer is looking forward to the big service. IIRC from my Weestrom days its at 10500.  70HP rather than capacity is what's making the sewer ants itchty. 

 

The CB500 16000 service is not great mind. Tank, ECU and air box off to access the plugs and valve shims. If I keep mine past 3 years it'll get done as a winter mini-project, but not something I'd want a dealers bill for. I think the valve check is a non-event, but you have to consider doing it. 

 

I've just been out scoring a point for the monumental event and racing ***kpanzers on the ring road, so will take a picture of the mucky bits so you have an idea. To me, once covered in ACF-50 and hosed down regularly it'll never be great but won't rot be because the worst bits are plastic. 

 

Andy

Edited by Andy m
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Grumpy Meltdown
31 minutes ago, PoppetM said:

Its the insurance. The moment I go.over 500cc it jumps from £400 to £750.

 

I don’t get it.

If your current premium is less than £300 and the accident was not your fault, the insurance on a replacement S should be the same with the same insurance company, surely?

I know you have to declare any accidents, but there is usually an option for no fault.

It would be interesting to compare quotes from the same company declarig no accidents. any difference?

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Andy m

https://photos.app.goo.gl/S1tkiNBKPLu1PZ1N7

 

CB500f dirt traps in the album linked above. Before and then after 5 minutes with the garden hose. ACF-50 was applied by compressor when new and most recently in September before they started gritting. 

 

Andy

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Ciaran1602
34 minutes ago, Grumpy Meltdown said:

 

I don’t get it.

If your current premium is less than £300 and the accident was not your fault, the insurance on a replacement S should be the same with the same insurance company, surely?

I know you have to declare any accidents, but there is usually an option for no fault.

It would be interesting to compare quotes from the same company declarig no accidents. any difference?

 

This was raised on the news a few days back. Even if it is a no fault accident, statistics suggest you are more likely to have another accident and potentially cost the insurer money when that happens. That’s the justification the industry gave the Money bloke that pops in the Beeb every so often, looks like a crazy RE teacher. 

 

Whether or or not we agree with that justification it’s there. Happened to both my parents with non fault car accidents after 30+ years of safe accident free driving.

 

Sad. :(

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Tex
6 minutes ago, Andy m said:

https://photos.app.goo.gl/S1tkiNBKPLu1PZ1N7

 

CB500f dirt traps in the album linked above. Before and then after 5 minutes with the garden hose. ACF-50 was applied by compressor when new and most recently in September before they started gritting. 

 

Andy

 

Right! Forza 300 it is, then! :D 

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Tex
8 minutes ago, Ciaran1602 said:

 

This was raised on the news a few days back. Even if it is a no fault accident, statistics suggest you are more likely to have another accident and potentially cost the insurer money when that happens. That’s the justification the industry gave the Money bloke that pops in the Beeb every so often, looks like a crazy RE teacher. 

 

Whether or or not we agree with that justification it’s there. Happened to both my parents with non fault car accidents after 30+ years of safe accident free driving.

 

Sad. :(

 

Yes, I saw that too. Paul Lewis his name is (and I rather like his ‘individual’ style - but, OMG, yes ‘crazed RE teacher’ is perfect! :niceone:) and he discussed it on BBC Breakfast a week ago. Absolutely sucks that the sods can charge you extra for an ‘at fault’ accident you may never have.. But when was insurance/business generally ever fair? 

 

Sam, you may as well milk this claim for all you can - you’re going to end up paying for it in increased premiums anyway. 

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sandalfarm

Get a job in Inverness, only £100 for the tigers insurance , only 4.5 million people in the whole of Scotland, the same as Yorkshire, empty roads so nobody to drive into to, downsides bagpipes, and 600 miles to dover

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Andy m

But also 600 miles FROM Dover 😁

 

Andy

Edited by Andy m
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PoppetM
1 hour ago, Grumpy Meltdown said:

 

I don’t get it.

If your current premium is less than £300 and the accident was not your fault, the insurance on a replacement S should be the same with the same insurance company, surely?

I know you have to declare any accidents, but there is usually an option for no fault.

It would be interesting to compare quotes from the same company declarig no accidents. any difference?

Search me. 

 I declared non fault accident, other party to blame, no claim on my own insurance and No claims bonus still intact into a comparison site. A 300cc is between £300-370 depending on the bike, and the moment I dare to go over 500cc I need to remortgage.

I haven’t even tried ringing my own insurance company. I remember having to scrap the Bennett’s bike policy and lose 10months NCB when changing Vespa to the NC because they couldn’t insure me on the NC. I have been riding for over three years but can only put down two years NCB. Irritating...

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Andy m

Vehicle Insurance is one industry I would nationalise. You've got to have it, so why are we at the mercy of these sharks with the government holding their coat while they do us over . In Australia your REGO, basically road tax and MOT, includes TPO. It's close to impossible for a real third party to find the driver has no cover in a genuine accident. The ones with no paperwork really must stand out to the authorities. 

 

It is however a fact that the sewer ants will increase the premium just because you were unlucky and were hit. They are bad losers. 

 

Do the comparison sites list specialist insurers? You'd have thought someone would have worked out that unlucky people may not be unlucky again? Maybe worth a call to one? 

 

Andy

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PoppetM
1 hour ago, Andy m said:

https://photos.app.goo.gl/S1tkiNBKPLu1PZ1N7

 

CB500f dirt traps in the album linked above. Before and then after 5 minutes with the garden hose. ACF-50 was applied by compressor when new and most recently in September before they started gritting. 

 

Andy

I can’t see these, comes up with a blank page?

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PoppetM
1 hour ago, Tex said:

 

Right! Forza 300 it is, then! :D 

Really was it that bad? I can’t see his pics... 

I did wonder as I looked through the engine how on Earth I would get dirt from out of there.... my bikes get filthy, I can do nothing about that, it is my mileage. 

Heart says CB500f, practically says a scoot... argh. 

I bought a new jacket to suit both just incase :dielaugh:

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Andy m

Odd. It's a shared Google Photos album so should let anyone see. 

 

Try one picture only, see if that works? 

 

https://photos.app.goo.gl/3p8jKT6hd4GRUuXdA

 

Plan B, drop me a PM with a mail address and I'll try sharing that way? 

 

Andy

Edited by Andy m

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PoppetM
2 minutes ago, Andy m said:

Odd. It's a shared Google Photos album so should let anyone see. 

 

Try one picture only, see if that works? 

 

https://photos.app.goo.gl/3p8jKT6hd4GRUuXdA

 

Andy

Nope...could be an apple thing... will try on my phone...

It is apple, I can access them on my phone.  Wow, that is really bad! I will share with Mr OCD and see his thoughts, I don’t want him having a breakdown every time we try to wash it...

Edited by PoppetM
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Andy m

Could be. That Steve Jobby bloke never liked me after I said I didn't want to rent my own music from him 🎧😁🎶

 

Andy

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sad vampire

Motorcycle insurance groups....

 

NC750S - 11

CB500F/X/R - 10

SV650 - 9

V-Strom650 - 9

 

Worth checking out that SV650

 

A few months ago I popped into Haslemere Motorcycles (in Bordon) & tried a new V-Strom 650 they had for fit. It had been lowered for another customer for a test ride, forks lowered, dunno about links, & it had the lower seat option on. It was too low for me but when the normal seat was on it was perfect & I nearly bought it.... but I fancied the DCT NC750X, which I have lowered with links/side stand/forks.

Edited by sad vampire

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Rocker66
52 minutes ago, PoppetM said:

Really was it that bad? I can’t see his pics... 

I did wonder as I looked through the engine how on Earth I would get dirt from out of there.... my bikes get filthy, I can do nothing about that, it is my mileage. 

Heart says CB500f, practically says a scoot... argh. 

I bought a new jacket to suit both just incase :dielaugh:

Fends extends and a wash with Muc off and an ordinary garden hose worked ok on our 500s.

Dont forget to claim for the jacket.

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PoppetM
52 minutes ago, sad vampire said:

Motorcycle insurance groups....

 

NC750S - 11

CB500F/X/R - 10

SV650 - 9

V-Strom650 - 9

 

Worth checking out that SV650

 

A few months ago I popped into Haslemere Motorcycles (in Bordon) & tried a new V-Strom 650 they had for fit. It had been lowered for another customer for a test ride, forks lowered, dunno about links, & it had the lower seat option on. It was too low for me but when the normal seat was on it was perfect & I nearly bought it.... but I fancied the DCT NC750X, which I have lowered with links/side stand/forks.

Trying to stay with Honda for convenience of dropping it off on my way to work. Heard cost of servicing is quite high. I have ridden a Gladious. Good bike and if a dealer was closer I would look at the insurance.

Going to sit tight and see what the insurance pays out. 

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Dledgy

Hi  i ten months ago went the scooter way from m x dct just for comuting , and i haven't regretted it once ,great mpg 90 + easy to clean and no chain to clean and loads of storage.  After a bit of looking and reviewing i went for a yamaha xmax 300  ( new honda forza 300 wasn't available ) great reviews,  scooter has a oil and belt service indicator on dash , cost me £150 a year to service

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Ciaran1602

This might be of interest for the Rebel. Quite a complimentary review bar the range. An 11 litre fuel tank is rather prohibitively small...

 

Not that I think It'd be a great option or anything but...

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skorpion

I'll throw in the odd ball to consider,

Hyosung GT650P  New £3999 insurance group 9

 

https://hartgatemotorcycle.motogb.co.uk/model/Hyosung-GT650P

22-28 Upper Green East, Mitcham, Surrey, CR4 2PB,

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Rocker66
1 hour ago, PoppetM said:

Trying to stay with Honda for convenience of dropping it off on my way to work. Heard cost of servicing is quite high. I have ridden a Gladious. Good bike and if a dealer was closer I would look at the insurance.

Going to sit tight and see what the insurance pays out. 

We found the servicing cost on the CB no worse than the NC. If you read that valves need doing at the first service that no longer applies.

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